FFL Transfer Fee: How Much Does It Cost?
One of the most common questions when buying a gun online is: how much is the FFL transfer fee? This fee is charged by the licensed dealer (FFL) who receives your firearm shipment and completes the paperwork for you to take possession of it. This guide explains what to expect and how to find the best transfer fees near you.
What Is an FFL Transfer Fee?
An FFL transfer fee is the charge a licensed firearms dealer collects for processing the transfer of a firearm from an online retailer or out-of-state seller to you. The fee covers:
- Receiving and logging the firearm
- Processing the ATF Form 4473
- Running the NICS background check
- Storing the firearm until you pick it up
- Handling all required paperwork and recordkeeping
How Much Is a Typical FFL Transfer Fee?
FFL transfer fees vary widely by dealer. Here is a general breakdown:
Low-end fees: $15–25
These are typically charged by home-based FFL dealers or high-volume transfer shops. They keep overhead low and attract customers through competitive pricing.
Mid-range fees: $25–50
Most gun stores and established dealers fall in this range. This is the industry standard for a straightforward transfer.
Higher fees: $50–$100+
Some dealers, particularly large retail chains or specialty shops, may charge higher fees. This is more common in states with stricter regulations that add paperwork burden.
NFA Item Transfer Fees
For NFA items like suppressors or short-barreled rifles, transfer fees are typically higher — often $50 to $100 or more — because the process is more involved (ATF Form 4 or Form 3 processing).
What Factors Affect FFL Transfer Fees?
Location
Dealers in states with additional state-mandated paperwork (like California, New York, or Illinois) may charge more to cover the extra compliance work.
Dealer Type
Home-based FFL dealers often charge less than brick-and-mortar stores. Chain retailers may charge a flat fee regardless of the gun.
Volume
High-volume transfer dealers who receive many shipments can afford to charge lower fees.
Firearm Type
Some dealers charge more for handguns, NFA items, or multiple-firearm transfers.
Additional Fees to Watch For
Beyond the base transfer fee, ask about:
- Storage fees if you do not pick up the gun within a certain time
- Multiple firearm fees (some charge per gun, others per transaction)
- State-required fees (California charges a $25 DROS fee for each firearm transfer)
How to Find Dealers With Low FFL Transfer Fees
FFLSearch.net allows you to search for licensed FFL dealers near you by zip code. Many dealers list their transfer fees so you can compare pricing before committing. Always call or email ahead to confirm:
- The dealer will accept transfers from your specific retailer
- The exact transfer fee
- Any additional charges
- Their operating hours
Is a Lower Fee Always Better?
Not necessarily. A dealer who charges slightly more but is professional, responsive, and conveniently located may be worth the premium. Consider:
- How quickly they process transfers
- How easy they are to reach
- Their experience and professionalism
- Customer reviews
Budgeting for Your Online Gun Purchase
When calculating the total cost of buying a gun online, remember to factor in:
- The firearm price
- Shipping from the retailer to the FFL dealer
- The FFL transfer fee
- Any state-required fees
These combined costs can range from an additional $30 to $100+ depending on your location and the dealer you choose.